Spending in the U.S. health care system is growing too fast to ignore. Yet, the Patient Protection and Affordable Health Care Act (PPACA), also known as Obamacare, does nothing to “bend the cost curve.” Containing health spending requires engaging consumers in their health care expenditures, and one way to achieve this is through high-deductible health plans paired with Health Savings Accounts (HSA), which a recent report shows are gaining in popularity. HSAs represent a market-based solution which, as America’s Health Insurance Plans (AHIP) explains, “give[s] consumers incentives to manage their … More

Downsize DC’s full-time employees have their own Health Savings Accounts (HSAs), and when you see what they’ve done for us, you may want one too. HSA plans cover our employee’s health care expenses through a combination of major medical insurance and a tax-free savings account (which benefit from Einstein’s most powerful force in the universe!)….